Business Checking


Paying unnecessary expenses is not good business. Ideal for small businesses, Legacy Business Checking helps reduce company overhead month after month.

  • $100 minimum opening deposit.
  • No monthly fee and no per-item charge.
  • No required minimum balance.
  • 4 free ATM transactions per statement cycle.*
  • Free Debit Card.
  Legacy Business Checking includes up to 500 debit or credit items per month.
  $1.50 per item is charged over the 500 items. This includes checks, credits, deposited items and   automated items. Maximum of $15,000 cash handling per month-$10.00 per thousand over   $15,000 or 1.00% whichever is greater.

*After four ATM transactions at non-Legacy ATMs, third party charges may be applied.



Larger companies will find that Commercial Checking at Legacy State Bank makes good business sense. The higher your account balance, the more your company will save.

  • Earning credit rate is based on the average 90 day T-Bill rate for the previous month.
  • No minimum balance required.
  • All or part of any charges may be offset each month based on the earning credit.